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TIME has released its list of top 50 web apps in 2010. The following apps were selected as the best Financial & Productivity apps for the year 2010.

Mint. The site allows you to simultaneously track every major bank account: checking, savings, credit cards, loans and investments. Mint also empowers you to break down your spending habits, tracking where each dollar goes. With accounts updating every 24 hours, users can slot financial stewardship into their daily routine. The site is free to use, and encrypted to protect all secure financial information.

Wikinvest. The site synchronizes with brokerage houses to import real-time data so users can monitor their performance relative to the market as well as find research on companies. Think of it as a place where user-generated information meets official stats, sort of like Wikipedia plus Yahoo! Finance.

StockMapper posts a statistical table of all stocks but also colors them according to their relative market performance using a so-called heat map. The site allows users to manipulate the heat maps, organizing by geographic region, industry, index, price change, trading volume and total market capitalization.

Springpad has released a mobile application, which allows users to search, grab and sort on the fly. Write and save notes, synchronize contact lists, create and then check off items on to-do lists, locate stores and restaurants, use global positioning to identify nearby businesses, scan bar codes of products you want to remember or learn more about later.

Wakerupper is a simple site with a profound service. Type in your phone number, assign a date and time, add a message that will be read via computer voice, and presto: Your phone will ring right on queue. The service can function as a universal wake-up call or a timely reminder.

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Thomas Oppong is the founder @Alltopstartups.