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BillGuard wants to monitor your credit cards for ‘spam’. BillGuard is antivirus for your bills. BillGuard monitors your credit card and debit card bills and alerts you when they contain unwanted charges such as hidden charges, billing errors, forgotten subscriptions, scams and fraud, and alerts you via email when your attention is required.

BillGuard is a personal finance security startup combining the collective vigilance of consumers with advanced transaction mining algorithms to protect everyone from unwanted and unauthorized charges on our credit/debit card bills.

Each new transaction is analyzed by over 100 automated tests. BillGuard also scours the web for complaints posted by others about similar charges and merchants that appear on your bills.

A scan report is emailed to you monthly, providing a quick overview of BillGuard’s findings and an indication of how clean your cards are. Alerts are emailed immediately, giving you the peace of mind to use your cards freely.

BillGuard has raised $3 million in angel funding from Bessemer Venture Partners, Chris Dixon, Ron Conway, IA Ventures, Howard Lindzon and Yaron Galai.

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Thomas Oppong is the founder @Alltopstartups.