If you’re considered to have ‘bad credit’, you may have missed repayments in the past, or even have a County Court Judgement (CCJ) or bankruptcy against your name. Having no credit or poor credit is a major stumbling block to getting a loan because you’re viewed as a high risk customer who might default.  But it is possible to get a loan when you have bad credit. The key is to make smart choices as a borrower and to start on the path to rebuilding your credit again.

Specialising in bad credit loans.

When you have bad credit, loans can be difficult to acquire; if this is the case for you then Aspire Money are on hand to help. Working nationally, their team are experienced brokers who can locate loan companies who are sympathetic to your credit history. Once your application is accepted, they may be able to find an unsecured personal loan to help you in your current situation.

Offering quick loans for bad credit

The team at Aspire Money understand that when you are in a fix, getting a loan quickly can make all the difference. That is why they will work to find quick loans for bad credit. The make use of a vast pool of contacts to find a loan that is tailored to you and your circumstances.
Please remember to read all risk statements and consider if the Representative APR is appropriate for your needs before entering into any loan arrangement.

Aspire’s representative example:

Representative 49.9% APR. (variable)
Borrow £3,000 and pay £146.39 a month for 36 months. The Total Interest Payable is £2,270.04. The Total Amount Payable is £5,270.04.

Aspire’s top selling points.

Rates from 6.4% for both tenants and homeowners.
Representative 49.9%
Loans for any purpose
Decisions within minutes
Borrow up to £25,000
Employed and Self employed
Accepted Rates Based on your personal circumstances

Contributor

This post was submitted by a contributor. Check out our Contributor page for details about how you can share your ideas on starting a business, productivity or life hacks with our audience.