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Posts by tag

Debt

22 posts

Debt Financing Surges Among UK Startups in 2025 as Equity Deals Drop 15%

  • Thomas Oppong
  • Aug 21, 2025
UK startups are increasingly turning to debt financing in 2025, as tighter equity markets, falling valuations, and stricter investor criteria push founders toward non-dilutive growth, according to new insights from…
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  • 5 min

Don’t Do DIY Debt Collection: Why You Should Let the Pros Handle It

  • Thomas Oppong
  • Apr 23, 2025
As a business owner, overdue payments are never a pleasant part of the job. When clients or customers fail to pay on time, it can disrupt cash flow, affect your…
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  • 3 min

How to Avoid Getting into a Debt Trap This Holiday Period

  • Thomas Oppong
  • Nov 30, 2023
The holiday season is once again upon us. Amidst the celebrations, it’s common for individuals to face financial strain, often leading to accumulating debt. It is reported that up to…
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  • 7 min

Automated Debt Collection: How to Streamline Your Debt Recovery Process

  • Thomas Oppong
  • Jun 13, 2023
Automated debt collection software is a technology solution that streamlines the entire debt collection process, from communication with customers to payment processing. By automating these processes, financial institutions and debt…
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  • 2 min

Tips to Keep Your Business Debt Under Check

  • Thomas Oppong
  • Dec 10, 2021
Paying off business debt can render sleepless nights to its owners. While debt can feel very overwhelming, businesses can keep it under check by following the below-mentioned tips: Making unnecessary…
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  • 5 min

Debt Funding Vs Equity Funding For Startups: Pros and Cons

  • Lyle D. Solomon
  • Nov 19, 2021
In the age of startups, every person wants to roll out their brand to become successful. While startups are great to gain financial freedom, it requires hard work, patience, and,…
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  • 6 min

The Undeniable Benefits of Consolidating Your Outstanding Debt

  • Thomas Oppong
  • Sep 10, 2021
Do you have a whole lot of outstanding debt hanging over your head right now? You’re definitely not alone! The average American debt has topped $50,000 in recent years. And…
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  • 3 min

Debtor vs Creditor: What Are the Differences?

  • Thomas Oppong
  • Aug 2, 2021
Are you a financially smart person? A lot of people want to be good with money, but only a few are. As someone who strives for financial independence and security,…
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  • 2 min

5 Key Tips for Getting Out of Debt

  • Thomas Oppong
  • May 24, 2021
Have a debt that you can’t seem to get rid of?  It takes more than your monthly income and saving to get out of several debts. It can get even…
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  • 3 min

3 Ways to Settle Your Burdensome Debts

  • Thomas Oppong
  • May 12, 2020
If you’ve been struggling to pay down debt, you’re not alone. Many people are in the same proverbial boat, floating into deeper and deeper debt waters. If you’re in need…
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  • 3 min

A Guide to Business Debt Consolidation

  • Thomas Oppong
  • Jan 27, 2020
When a business starts up or tries to take the leap to the next level, they often take out business loans to finance growth. This could be for more equipment,…
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  • 4 min

Debt or Equity? Determine The Right Capital Mix For Your Business

  • Emma Salvador
  • May 21, 2019
For running a small business successfully surplus cash is necessary. At times, the financial standing of the company is not strong enough to withdraw cash and the liquidy position is…
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  • 4 min

Top Tips For Paying Off Your Credit Card Debt

  • Thomas Oppong
  • Jan 24, 2019
If you’re wondering how to pay off your credit card debt, you’re not alone. Does, your credit card debt, worry you and keep you awake at night? Are you short…
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  • 2 min

How to Quickly Fix Your Credit in 3 Months

  • Thomas Oppong
  • Jul 12, 2018
Life can be challenging when you have a bad credit score. It’s harder to get approved for loans, and it can be difficult when you need to make big purchases.…
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  • 3 min

Bad Credit Isn’t Permanent: 5 Things You Can do to Improve Your Credit Score

  • Thomas Oppong
  • Feb 2, 2015
In the personal finance world, you are your credit score. If it’s blemished, life can be difficulty for you especially when you need financial assistance. Your credit rating can affect your ability…
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  • 4 min

3 Personal Debt Traps And What You Should be Doing to Avoid Them

  • Thomas Oppong
  • Dec 10, 2014
A healthy financial habit can help you avoid the common consumer debt traps that have caught millions of people. Credit cards have made it all too easy to overspend and live…

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